it's hard to get in touch with anyone who cares on a Friday night and of course most offices are closed. NJ Transit police, lost & found, customer service, the freaking FBI to find out what course of action to take (I thought this was a bit much). The problem was that it happened on a Friday night - my husband called EVERYONE possible, several times. It's just such a gross feeling that someone could possibly have ALL that personal info, isn't it? We placed a credit freeze with the three agencies, and signed up for an Equifax Family monitoring plan for my husband, our daughters, and myself (it monitors all three agencies) that should hopefully let us know if anything funky happens with anyone's info (we couldn't do a freeze on our girls' accounts online, have to send in a bunch of info and/or talk to a human being and of course this happened on a Friday night so there were no human beings to talk to). Thanks, I'm so sorry you had to go through that. It should also be noted that it can sometimes take a few days for lost material to make it to a lost and found office. Even the number assigned to the train on the schedule and the car your husband was in could be sufficient for this identification. If your husband is able to identify the conductor assigned to his car, customer service may be able to follow up with him/her to determine if the conductor knows what happened to your package. This is why I suggested calling customer service with the number on the train schedule for the train your husband was on that day to get a better idea of which lost and found office is most likely to have the papers left behind on the train. Therefore, if a conductor found your package, that material could be anywhere in the system. The train your husband was on most likely had other runs berfore the end of the crew's shift. I would have been surprised if your lost material was there. Summit is not one of the more frequently used lost and found offices. I know you won't feel better until the material is recovered, assuming it is and that you will be careful to check credit reports and financial statements for signs of identity theft, hopefully this will prove to be an unnecessary precaution. Someone taking the time to pick-up your material, read through it, and decide to use the material for identity theft is a far more remote possibility than any of the above scenarios. If you forms just looked like random papers, nothing special or important, it is equally possible that the cleaning crew just picked them up as litter and threw them out (no idea how you could verify that). If neither of these is a possibility, call customer service, tell the person on the line the number of the train you were on (check schedule for this) and the day you lost the paperwork and ask which lost and found would have the material you are seeking (assuming the paperwork was retrieved by train staff and turned in to lost and found). If you tend to sit with the same seat mate on a regular basis and that person gets off the train after you do, it is possible that person picked up your papers and is holding them for you. If you take the same train/ride in the same car every day and have a regular conductor who was collecting/checking tickets when you left the forms behind, it is quite possible that the conductor has your paperwork and will give it to you when you next board the train.

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